Terms of Use
Last updated: September 27, 2026
These terms apply to your use of this website. By using it, you agree to them. They do not replace the contractual documents you receive if you decide to use a financial product or service.
Who operates the website
The website is operated by Bastin Consulting, a group of financial advisors who provide financial product mediation as tied agents (vázaní zástupci) of OVB Allfinanz, a.s., Company ID 48040410, Tax ID CZ48040410, V Parku 2343/24, 148 00 Prague 4 - Chodov, registered with the Municipal Court in Prague under file no. 9697 B.
Information, not advice
The content of this website is general information about financial services in Czechia. It is not an offer, a recommendation or personal financial, tax or legal advice. Advice depends on your circumstances and is given only after a consultation.
Decisions about a specific product should be based on its contractual and pre-contractual documents. Tax matters are handled by an appropriately qualified person or partner.
Figures and examples
Returns, rates, deposit levels and other figures on this website are historical or illustrative. They may change and are not a guarantee of future results. Lending conditions depend on each bank’s assessment.
Consultations and how we are paid
Consultations with Bastin Consulting are free of charge. When you arrange a product through us, we are compensated by the financial institution through OVB Allfinanz, a.s. Details are set out in the OVB incentives policy.
Accuracy and availability
We take care to keep the website accurate and up to date, but we cannot guarantee that every detail is complete or current at all times, or that the website will always be available without interruption.
Links to other websites
The website links to websites of third parties, such as OVB Allfinanz, a.s., the Czech National Bank and Google. We are not responsible for their content or their privacy practices.
Copyright
Texts, photographs and graphics on this website are protected by copyright. You may not copy or reuse them without our permission, except for personal, non-commercial use.
Complaints
Complaints about financial product mediation are handled under the OVB Allfinanz complaints procedure.
Governing law
These terms are governed by the laws of the Czech Republic.